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Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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That Old Jar of Loose Change Might Be Worth More Than You Think
Sometimes your loose change is worth a little more than you realize.
The 10 Best Cities to Buy Your First Home, According to Zillow
Maybe you can find—and actually afford—a home in one of these cities.
Should You Use the 'Debt Avalanche' or 'Debt Snowball' Method to Pay Off Debt?
It's easy to feel paralyzed by your debts, but finding the right payment strategy will help.
The Best Retirement Accounts for People Who Are Self-Employed
Here's what to do when there's no employer-sponsored 401(k) plan to rely on.
A Second Job Might Not Be the Solution, Actually
When you’re struggling with your finances, a second job might seem like a no-brainer solution—but in practice, it doesn’t always help.
Yes, You Can Have Too Much Cash
Sure, cash is king—but have you heard of high-yield savings accounts?
Six Cheap (Or Free) Ways to Increase Your Home's Home Value
You don’t have to spend a fortune to increase your home value.
Eight Energy-saving Home Renovations That Are Tax Deductible
Make your home more efficient, and get a little back from the government.
Six Ways to Handle Any Unexpected Expense
Staying calm and having a plan can make these stressful situations much more manageable.
How to Choose Between Building an Addition or Buying a New House
Interest rates are high and closing costs can eat into equity—here’s how to figure out if you’ll be better off adding onto your existing home instead of buying a larger one.
Lowe’s Does DoorDash Now
Here's when it might make sense to order Lowe's products via DoorDash—and when it definitely doesn't.
How to Freeze, Unfreeze, and ‘Thaw’ Your Credit (and Why You Should)
A credit freeze can protect you from identity theft—but sometimes you’ll need to lift that freeze for credit or job applications.
Three Practical Uses for All Those Worthless Pennies
Pennies aren’t worth much, but there are ways to make them useful.
Why You Should (Almost) Always Renovate Your Home in Phases
Save your sanity by breaking your home-renovation plan into discrete projects.
How to Choose Between Target-Date Funds and Index Funds
Both are often the funds of choice, and your decision depends on how hands-on you want to be.
How to Spring Clean Your Finances
Break out that (figurative) feather duster and give your budget a thorough once-over.
You Might Not Have to Pay That Old Invoice
Out of nowhere you received an old invoice for something that happened two, three years ago—or longer. Can they still bill you for something that old? Maybe.
SIPC Is the Closest Thing You'll Get to Investing Insurance
Where FDIC insurance protects your bank account, SIPC insurance protects your assets in a brokerage account.
Strange Tax Deductions You Might Not Know About
Did you know the IRS may allow you to deduct your gambling losses?
Five Situations You Should Be Using a Contract (and How to Make One)
It’s pretty easy to write a legally binding contract. You should be using them a lot more.